THANK YOU For Selecting For Your New Home!

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Belmont ManagementTHANK YOU for selectingfor your new home!To assist you in completing the application process, the following list is provided foryour convenience. All items listed below must be provided to complete your application.Please bring the following items with you to complete your application: Photo Identification of all household members 18 years and older. Birth certificates for household members under 18 years of age. Social Security Cards for ALL HOUSEHOLD MEMBERS. Check or Money Order for screening fee (Non-Refundable)Note: One screening fee per applicant 18 years and older. A SEPARATE Security Deposit Check, Cashier’s Check, or Money Order for .Note: This Apartment Community has a strict NO CASH policy. This isfor your protection as well as ours. Please understand that ALLpayments MUST be made in the form of personal check, cashier'scheck, or money order.Thank you!WARNING: Section 1001 of the U.S. Code makes it a criminal offense to willfully falsify a material fact or make a falsestatement in any matter within the jurisdiction of a Federal Agency. “This institution is an equal opportunity providerand employer. If you wish to file a Civil Rights program complaint of discrimination, complete the USDA ProgramDiscrimination Complaint Form, found online at http://www.ascr.usda.gov/complaint filing cust.html, or at anyUSDA office, or call (866) 632-9992 to request the form. You may also write a letter containing all of the informationrequested in the form. Send your completed complaint form or letter to us by mail at U.S. Department of Agriculture,Director, Office of Adjudication, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410, by fax (202) 6907442 or email at [email protected]”Revised: 1/16/14BMC101A - Page 1 of 1

APPLICANT INFORMATIONName of Apartment CommunityThis community consists of1-bedroom m apartments,3-bedroom apartments,and 4-bedroomRents are based on a percentage of adjusted family income or household income.Residents must meet eligibility guidelines as established by USDA/RD, HUD, or IRS Section 42 requirements.A completed written application is required for admission to the community. A completed application is the formprovided to you by this community and will include the following information:1.Name, age, and relationship of all household members. Social security numbers must be disclosed for allhousehold members.2.Amount and source of all household income, to include name, mailing address and telephone numbers ofall employers.3.Name, mailing address and telephone number of anyone who provides childcare for dependent minors ofthe applicant household.4.For those applicants with a head of household, or spouse of the head of household, who have attained theage of 62 years, or having handicaps or disabilities, the names, mailing addresses, and telephone numbersof doctors, pharmacies, individuals or organizations providing health care services are required.5.Name, address and telephone number of at least two (2) previous places where the applicant household hashad a rental agreement.6.Indicate whether applicant requests either a handicap/disability adjustment to income or a specialhandicapped accessible apartment or both.7.Certification that the apartment applied for will be the applicant household's primary residence and thehousehold will not maintain a separate subsidized rental apartment in a different location.8.Signature and date.WARNING: Section 1001 of the U.S. Code makes it a criminal offense to willfully falsify a material fact or make a falsestatement in any matter within the jurisdiction of a Federal Agency. “This institution is an equal opportunity provider andemployer. If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program DiscriminationComplaint Form, found online at http://www.ascr.usda.gov/complaint filing cust.html, or at any USDA office, or call (866)632-9992 to request the form. You may also write a letter containing all of the information requested in the form. Send yourcompleted complaint form or letter to us by mail at U.S. Department of Agriculture, Director, Office of Adjudication, 1400Independence Avenue, S.W., Washington, D.C. 20250-9410, by fax (202) 690-7442 or email at [email protected]”Revised: 1/16/14BMC101 - Page 1 of 3

All applications are placed on the Waiting List. Residents are selected from that Waiting List on a first come/firstserved basis. An eligible applicant will be further selected on a first-come, first-served basis from selected categoryof income, in the order of very low income, low income, and moderate income.You are required to provide written permission to allow the resident manager to verify all household income.At the time the application is received, it will be placed on the Waiting List and reviewed. You will be notifiedeither: (a) the application is complete with priority established, OR, (b) the application is not complete and theitems needed to complete the application in order to establish priority.WARNING: Section 1001 of the U.S. Code makes it a criminal offense to willfully falsify a material fact or make a falsestatement in any matter within the jurisdiction of a Federal Agency. “This institution is an equal opportunity provider andemployer. If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program DiscriminationComplaint Form, found online at http://www.ascr.usda.gov/complaint filing cust.html, or at any USDA office, or call (866)632-9992 to request the form. You may also write a letter containing all of the information requested in the form. Send yourcompleted complaint form or letter to us by mail at U.S. Department of Agriculture, Director, Office of Adjudication, 1400Independence Avenue, S.W., Washington, D.C. 20250-9410, by fax (202) 690-7442 or email at [email protected]”Revised: 1/16/14BMC101 - Page 2 of 3

Belmont Management Co. Inc. uses an empirically derived, statistically sound, credit scoring system to evaluateyour consumer credit report. Credit scoring is based on real data and statistics, so it treats all applicants objectively.Your consumer credit report contains information about you and your credit experiences, such as your bill-paymenthistory, the number and type of accounts that you have, late payments, collection actions, outstanding debt, and theage of your accounts. Based upon your credit score, your application will either be accepted or rejected . If yourapplication is rejected, you will be given the name, address and telephone number of the consumer reportingagencies, which provided your consumer information to us. An applicant rejected for unsatisfactory credit isencouraged to obtain a copy of the credit report, correct any erroneous information that may be on the report andsubmit a new application to this community for further consideration.After verification information has been received, you will be notified of your household’s eligibility. If it isdetermined that your household is ineligible, you will be notified and given the right to appeal the decisionaccording to 7 CFR 3560.160.If any information contained in your application changes while your name is on the Waiting List, you are requiredto inform the Resident Manager of such change.While your name is on the Waiting List, you have the right to inquire regarding the status of your application.However, due to federal regulation prohibitions, the Waiting List is not open for review.In order to prevent eligible applicants from unnecessary delays in obtaining housing, we purge our Waiting Listevery six (6) months. This enables the community to maintain an updated Waiting List of applicants. Any applicantremoved from the Waiting List will be notified in writing at their last known address and will be afforded appealrights.When an apartment is available, you will be notified. If you choose to rent the apartment, you will be required to:1.Sign a written lease.2.Pay a security deposit in advance. In the event you will receive rental assistance or HUD Section 8 subsidyand cannot pay the full amount of security deposit, a payment agreement may be signed not to exceed aperiod of 90 days.3.Pay the first month's rent in advance.4.Have the utility companies turn the utilities on in your name, and provide a receipt to management to thiseffect.5.Complete a move-in inspection of the apartment with the Resident Manager.WARNING: Section 1001 of the U.S. Code makes it a criminal offense to willfully falsify a material fact or make a falsestatement in any matter within the jurisdiction of a Federal Agency. “This institution is an equal opportunity provider andemployer. If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program DiscriminationComplaint Form, found online at http://www.ascr.usda.gov/complaint filing cust.html, or at any USDA office, or call (866)632-9992 to request the form. You may also write a letter containing all of the information requested in the form. Send yourcompleted complaint form or letter to us by mail at U.S. Department of Agriculture, Director, Office of Adjudication, 1400Independence Avenue, S.W., Washington, D.C. 20250-9410, by fax (202) 690-7442 or email at [email protected]”Revised: 1/16/14BMC101 - Page 3 of 3

DETERMINATION OF ELIGIBILITY FOR OCCUPANCY, RENTS, AND DWELLING SIZEIN RURAL RENTAL HOUSING COMMUNITIESEligibility for occupancy, the amount of rental payments and the size of the dwelling will be determined for eachapplicant before occupying an apartment and within and during each twelve-month period thereafter. For each suchdetermination, each applicant will complete and submit to management the name and age of applicant and others inhousehold, current income of applicant and all household members. Applicants will supply all required information toowner so managing agent may conduct such determinations and re-determination.Although 11 months have not expired since the previous rental or eligibility determination, the managing agent mayrequire the applicant to provide information necessary to make a rental and/or eligibility determination whenever themanaging agent has a reasonable basis to believe that the facts, upon which the prior determination was made, havechanged.Based upon the managing agent’s verification of the information contained in the "Application to Lease," adetermination will first be made whether the applicant is eligible for occupancy. If an applicant is found to be eligible,a further determination will be made concerning the dwelling size and the amount of the rental payments.An applicant’s eligibility for occupancy will be determined in accordance with state and local regulations.The dwelling size will be determined in accordance with the following schedule:Number of Bedrooms1234OccupantsMin12*34Max3578* An Elderly, Disabled, or Handicapped one occupant household may qualify to occupy a 2-bedroom apartment.Where applicable, rental amounts will be computed in accordance with government regulations.In the event that the information supplied by the applicant, is no longer true and correct, the applicant shall immediatelynotify the Resident Manager and the Resident Manager will immediately conduct a re-determination of eligibility, rentand/or dwelling size, whichever is applicable.Applicant may request a re-determination of rents whenever applicant experiences a decline in income and such declinewould cause a reduction in applicant's total expected income for the next 12 months. If a rental decrease is appropriate,the adjustment will be effective the first day of the following month, if the tenant certification is received by thecorporate office on or before the 31st of the current month.If applicant's income increases and/or a rental increase is otherwise approved, then the rental increase will be effectiveas of the first day of the following month, provided applicant has received 30-day notice. If it is found that applicanthas misrepresented to the owner facts upon which applicant's rent is based, then the rent shall be immediately adjustedand shall be retroactive.WARNING: Section 1001 of the U.S. Code makes it a criminal offense to willfully falsify a material fact or make a falsestatement in any matter within the jurisdiction of a Federal Agency. “This institution is an equal opportunity provider andemployer. If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program DiscriminationComplaint Form, found online at http://www.ascr.usda.gov/complaint filing cust.html, or at any USDA office, or call (866)632-9992 to request the form. You may also write a letter containing all of the information requested in the form. Send yourcompleted complaint form or letter to us by mail at U.S. Department of Agriculture, Director, Office of Adjudication, 1400Independence Avenue, S.W., Washington, D.C. 20250-9410, by fax (202) 690-7442 or email at [email protected]”Revised: 1/16/14BMC110 - Page 1 of 2

If the Resident Manager determines that the size of the dwelling is no longer appropriate to applicant's needs, theResident Manager may amend applicant's lease by written notice to applicant that applicant will be required to move toanother apartment within the community in which he/she lives within thirty days or at the end of the lease term, whichever is longer. When another apartment of the appropriate size is not available in the community, the household mayremain in the apartment as long as there are no eligible applicants on Waiting List.Oklahoma Properties : Oklahoma Housing Finance Agency prohibits the housing of person(s) convicted of aFelony or engaged in any illegal or criminal activities as set forth in this section, if the owner, or managers of theDevelopment, or any of their Affiliates, have knowledge of or about, or by reasonable inquiry should haveknown of the same. The prohibition on housing shall apply to any person who:Currently engaged in, has been convicted of using, distributing, or manufacturing methamphetamine orhas engaged in Drug Related Criminal Activity. Housing of such persons shall be prohibited for a period of3 years from the date of conviction, or end of the incarceration whichever is most recent.Currently engaged in, has been convicted of Violent Criminal Activity. Housing of such person shall beprohibited for a period of 10 years from the date of the conviction or the end of the incarceration,whichever is most recent.Convicted of any other felonious activities other than drug related or violent shall be prohibited for aperiod of 3 years from conviction or end of incarceration whichever is most recent.Convicted Felon subject to lifetime sex registration requirement under a Federal or State sex offenderregistration program.Sex Offender not subject to lifetime registration is prohibited for 10 yrs from date of arrest, conviction orend of incarceration (whichever is later) or the period of required registration as a sex offender,whichever is greater.By signing this addendum and acknowledging the Felony rule you understand that if you are involved in anytype of criminal activity it is your responsibility to notify management. If management discovers residents ofthisproperty have been involved in criminal activity as set forth in this section it is the responsibility of the agentsof Belmont Management Company to immediately give residents involved in felonious activity a Notice toVacate. Please keep in mind that the management company’s criminal activity rules and regulations maySupersede Oklahoma Housing Finance Agencies felony rule.Signature of Head of HouseholdDateSignature of Co-HeadDateSignature of Co-HeadDateWARNING: Section 1001 of the U.S. Code makes it a criminal offense to willfully falsify a material fact or make a falsestatement in any matter within the jurisdiction of a Federal Agency. “This institution is an equal opportunity provider andemployer. If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program DiscriminationComplaint Form, found online at http://www.ascr.usda.gov/complaint filing cust.html, or at any USDA office, or call (866)632-9992 to request the form. You may also write a letter containing all of the information requested in the form. Send yourcompleted complaint form or letter to us by mail at U.S. Department of Agriculture, Director, Office of Adjudication, 1400Independence Avenue, S.W., Washington, D.C. 20250-9410, by fax (202) 690-7442 or email at [email protected]”Revised: 1/16/14BMC110 - Page 2 of 2

RESIDENT SELECTION SUMMARYUSDA/RD and HUD/USDA-RD COMMUNITY1.2.3.Applicants must complete, date and sign the application form provided by the community.Proof of identity will be required on all applicants.Applications must be presented in person, except in the situation of an applicant being incapacitated at the time.REASONS FOR DENIAL OF HOUSING1.2.3.4.5.An incomplete application that is not made complete in the time frame required.Does not meet income guidelines.False statements, either orally, or in writing.A history of violence to person(s), or property in the past three years.A history of non-payment of rent or financial obligations in the past three years. Belmont Management Co. Inc.uses an empirically derived, statistically sound, credit scoring system to evaluate your consumer credit report.Credit scoring is based on real data and statistics, so it treats all applicants objectively.Belmont Management Company, Inc. has adopted the following screening requirements for all applicants: Applicant must score a minimum of 475 – 550 for their credit score. Anything thatfalls between will beconditional as provided by consumer reporting.Applicant cannot have over 33% in collections, delinquencies or charge offs as provided by consumerreporting.Medical and education/student loan collections/delinquencies will not be considered in determination ofeligibility for occupancy.Any applicant receiving public assistance in the form of a HUD Voucher, or other public assistance for theduration of their lease term which is paid directly to the community will be approved without the use ofCredit Score, or amount of outstanding balances, collections, or delinquencies if all other eligibilityrequirements are met. A copy of the Housing Voucher must be obtained for verification purposed beforeconditional approval is given.Any applicant having no credit, as reported by a national credit reporting agency, will not be rejected basedsolely on not having credit, but instead, will be approved or rejected based solely on all other eligibilityrequirements to determine approval or rejection.Deny all sex offenders.Deny all Felony charges for Drugs and Violence in the past 5 years from conviction, or release fromincarceration, whichever is later.Deny all Nonviolent Felony charges for last 2 years.Deny all Drugs and Violent Misdemeanors in the past 3 years.Your consumer credit report contains information about you and your credit experiences, such as your billpayment history, the number and type of accounts that you have, late payments, collection actions, outstandingdebt, and the age of your accounts. Based upon your credit score, your application will either be accepted orrejected. If your application is rejected, you will be given the name, address and telephone number ofthe consumer reporting agencies, which provided your consumer information to us. An applicant rejectedfor unsatisfactory credit is encouraged to obtain a copy of the credit report, correct any erroneousinformation that may be on the report and submit a new application to this community for furtherconsideration.WARNING: Section 1001 of the U.S. Code makes it a criminal offense to willfully falsify a material fact or make a falsestatement in any matter within the jurisdiction of a Federal Agency. “This institution is an equal opportunity provider andemployer. If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program DiscriminationComplaint Form, found online at http://www.ascr.usda.gov/complaint filing cust.html, or at any USDA office, or call (866)632-9992 to request the form. You may also write a letter containing all of the information requested in the form. Send yourcompleted complaint form or letter to us by mail at U.S. Department of Agriculture, Director, Office of Adjudication, 1400Independence Avenue, S.W., Washington, D.C. 20250-9410, by fax (202) 690-7442 or email at [email protected]”Revised: 1/17/18BMC111 - Page 1 of 3

6.7.A history of disturbance of neighbors, destruction of property, or living or housekeeping habits which adverselyaffect the health, safety or welfare of other residents in the past three years.Eviction from a rental property in the past three years.8.A history of criminal activity involving crimes of physical violence to persons or property, or other criminal actswhich adversely affect the health, safety or welfare of themselves, other residents or the viability of thecommunity, within the past five years. This includes, but is not limited to, the possession, sale or use of illegalsubstances.9.State sex offender lifetime registration requirement (HUD only)10. Does not meet the Eligibility Guidelines of the IRS Section 42 Code regarding Income Qualifications and FullTime Student Households.11. Oklahoma Properties : Oklahoma Housing Finance Agency prohibits the housing of person(s) convicted of aFelony or engaged in any illegal or criminal activities as set forth in this section, if the owner, or managers of theDevelopment, or any of their Affiliates, have knowledge of or about, or by reasonable inquiry should haveknown of the same. The prohibition on housing shall apply to any person who is:- Currently engaged in, has been convicted of using, distributing, or manufacturing methamphetamine or hasengaged in Drug Related Criminal Activity. Housing of such persons shall be prohibited for a period of 3years from the date of conviction, or end of the incarceration whichever is most recent.12. Development will comply with all State and Federal fair housing and anti-discrimination laws.-Currently engaged in, has been convicted of Violent Criminal Activity. Housing of such person shall beprohibited for a period of 10 years from the date of the conviction or the end of the incarceration, whicheveris most recent.-Convicted of any other felonious activities other than drug related or violent shall be prohibited for a periodof 3 years from conviction or end of incarceration whichever is most recent.-Convicted Felon subject to lifetime sex registration requirement under a Federal or State sex offenderregistration program.-Sex Offender not subject to lifetime registration is prohibited for 10 yrs from date of arrest, conviction or end ofincarceration (whichever is later) or the period of required registration as a sex offender, whichever is greater.VERIFICATION REQUIREMENTS FOR ormation to determine eligibility.Verification of all sources of income or the lack thereof.Verification of past financial history.Prior landlord reference.WARNING: Section 1001 of the U.S. Code makes it a criminal offense to willfully falsify a material fact or make a falsestatement in any matter within the jurisdiction of a Federal Agency. “This institution is an equal opportunity provider andemployer. If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program DiscriminationComplaint Form, found online at http://www.ascr.usda.gov/complaint filing cust.html, or at any USDA office, or call (866)632-9992 to request the form. You may also write a letter containing all of the information requested in the form. Send yourcompleted complaint form or letter to us by mail at U.S. Department of Agriculture, Director, Office of Adjudication, 1400Independence Avenue, S.W., Washington, D.C. 20250-9410, by fax (202) 690-7442 or email at [email protected]”Revised: 1/17/18BMC111 - Page 2 of 3

7.8.Police Record of arrest and convictions.Social security numbers, certification, or alternative verifications, except for individuals who do not contenteligible immigration status.9. Interviews to assure all requirements are met for verification.10. An orientation for all adult members of the household.Household size must be appropriate for the available apartment size. Management Policy includes making availableReasonable Accommodations and Reasonable Modifications for a handicapped or disabled applicant with a writtenrequest. Each application will be placed on the apartment community Waiting List.THIS IS A SUMMARY ONLY:A DETAILED RESIDENT SELECTION PLAN IS AVAILABLE FOR YOUR REVIEWSignature of Head of HouseholdDateSignature of Co-HeadDateWARNING: Section 1001 of the U.S. Code makes it a criminal offense to willfully falsify a material fact or make a falsestatement in any matter within the jurisdiction of a Federal Agency. “This institution is an equal opportunity provider andemployer. If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program DiscriminationComplaint Form, found online at http://www.ascr.usda.gov/complaint filing cust.html, or at any USDA office, or call (866)632-9992 to request the form. You may also write a letter containing all of the information requested in the form. Send yourcompleted complaint form or letter to us by mail at U.S. Department of Agriculture, Director, Office of Adjudication, 1400Independence Avenue, S.W., Washington, D.C. 20250-9410, by fax (202) 690-7442 or email at [email protected]”Revised: 1/17/18BMC111 - Page 3 of 3

WAITING LIST PROCEDUREApplications will be accepted from any and all interested persons during normal business hours. An applicationmust be the application form provided by the community. The application must be made in person, by the personseeking the rental unit, at the property office, except when written request is made to the property by personsphysically incapacitated at the time. In an effort to accommodate persons with disabilities, applications may be sentand received via mail. The Waiting List will be updated every six (6) months.When a prospective resident files an application for occupancy, the Resident Manger will place the prospect’s namechronologically, by date and time, on the community Waiting List. A completed application is a written documentprescribed by the community providing sufficient information for the Resident Manager to complete the stepsnecessary to determine eligibility. All applicants whose applications are not complete will be notified in writingwithin ten (10) days of receipt of the application advising the items necessary to complete the application. Whenthe information needed to make the application complete is received, the date and time the application is completedcolumn will be entered on the Waiting List in order to establish priority. An applicant who has submitted acompleted application will be notified in writing of the status of the application.If a prospective resident is determined ineligible, they will be notified in writing advising the reasons for theineligibility and given their appeal rights. All ineligible applications, with the exception of the following, will beremoved from the Waiting List and placed in an inactive file. An applicant applying for occupancy at a tax creditproperty, that does not meet the tax credit requirements, will be notified of a Postponement of Eligibility. Theirname will remain on the Waiting List in its original position. The determination of eligibility will be conducted inaccordance with the community’s Resident Selection Plan.A Waiting List with income levels identify extremely low (HUD only), very low, low, moderate, or ineligible willbe maintained. Selections are to be made from the Waiting List for the particular unit size and/or unit type in whicha vacancy exists. An eligible applicant will be further selected on a first-come, first-served basis from the selectedcategory of priority in the following order:1.Extremely low (as required to meet income targeting requirements as noted in the Resident Selection Planat Section 8 HAP Communities only)2.Very low income3.Low income, up to 60% of median income in tax credit properties4.Low income5.Moderate income6.IneligibleWARNING: Section 1001 of the U.S. Code makes it a criminal offense to willfully falsify a material fact or make a falsestatement in any matter within the jurisdiction of a Federal Agency. “This institution is an equal opportunity provider andemployer. If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program DiscriminationComplaint Form, found online at http://www.ascr.usda.gov/complaint filing cust.html, or at any USDA office, or call (866)632-9992 to request the form. You may also write a letter containing all of the information requested in the form. Send yourcompleted complaint form or letter to us by mail at U.S. Department of Agriculture, Director, Office of Adjudication, 1400Independence Avenue, S.W., Washington, D.C. 20250-9410, by fax (202) 690-7442 or email at [email protected]”Revised: 1/16/14BMC113 - Page 1 of 2

If a selected applicant cannot accept the apartment at the time an apartment is offered, the reason for not acceptingthe apartment will be documented in the project records and confirmed with the applicant in writing. Theapplicant’s name will then be removed from the Waiting List with written notice to the applicant, unlessmanagement determines that hardship exists for reasons such as documented health problems or community rentexceeds 30 percent of adjusted monthly income without Rental Assistance, in which case the applicant’s name willremain on th

1-bedroom apartments, 2-bedroom apartments, 3-bedroom apartments, and 4-bedroom apartments Rents are based on a percentage of adjusted family income or household income. Residents must meet eligibility guidelines as established by USDA/RD, HUD, or IRS Section 42 requirements. A completed written application is required for admission to the .